Team Based Model

Team Based Proactive Planning

 

Our Team approach to Proactive Planning is the secret sauce of what makes us different. We are holistic and multidisciplinary whereas most financial professionals are strategy-focused and narrow. We integrate our clients’ personal financial planning, with their business strategy and their advanced tax planning needs. We do this by leveraging two distinct teams. We form a Proactive Planning team with each client’s CPA/Accounting professional and also leverage our Virtual Family Office of the best specialists from around the country to maximize our clients’ personal and business potential.

Risk Management

 

We stress test your plan from all applicable angles of personal and business risk. We want to be sure that every risk that we can cover is addressed and you are as stress and worry free as possible Our expertise includes:

asset protection, term life Insurance, permanent life insurance, premium financed life insurance, accumulation annuities, income annuities, income protection, disability income protection, critical illness protection, chronic illness protection, long term care insurance protection, captive insurance,

Tax Planning

 

As a high income earner, high net worth individual, business owner, or entrepreneur you are future-focused and want to keep as much of what you earn as possible. Many tax advisors are backwards-looking and compliance-focused, and do not have the knowledge or expertise to help you plan for the future. We partner with your tax professionals to provide the most effective mix of tax planning guidance to meet your specific needs and, ultimately, help you keep more of your hard-earned money.

Our tax planning tools include pre-tax retirement plans (401k, profit sharing, cash balance, traditional defined benefit pension plans, fully insured pension plans, 401h, pre-cola), 1031 exchanges, cost segregation, charitable trust strategies, Delaware statutory trusts, monetized installment sales, opportunity zone funds, Puerto Rico Act 20 and 22, R&D tax credit, tax relief, and work opportunity tax credits.

Business Advisory

 

Your business has special needs that, when addressed in the right way, will help you get to your goals in the fastest and most strategic way possible. We help our clients design a plan to make their business more effective and competitive in today’s ever-changing landscape.

We provide advising services in business exit planning, business financing, business valuations (informal or certified), captive insurance, Cares Act planning, cost remediation, employee benefits, ESOPs, executive/deferred compensation, key employee retention, merchant processing, outsourced bookkeeping, payroll, and robotic process automation.

Estate Planning & Legal

 

Every great financial plan needs to encompass legacy with effective planning around end of life and wealth transfer concerns. We help with estate planning (living trusts, wills, powers of attorney, deeds) and coordinate with your other legal counsel to make sure you have the structures and best laid plans in place.